No one expects to have a medical emergency while traveling. Having Emergency Medical & Dental and Emergency Medical Evacuation benefits helps ensure you receive quality care. If you have any pre-existing conditions, ask about the Pre-existing Medical Condition Exclusion Waiver! (Hint: Consider adding the Additional Medical Coverage upgrade, on the Travel Select plan.)
If a terrorist incident happens in a city listed on your itinerary within 30 days of your scheduled arrival, having Trip Cancellation and Trip Interruption coverage allows you to cancel or interrupt your trip due to a terrorist incident and be reimbursed for unused, non-refundable trip expenses.
If your flight, cruise or other trip connection is delayed 3 hours or more due to inclement weather or a common carrier delay, Missed Connection coverage allows you to be reimbursed for additional transportation to join the departed trip, as well as any unused, nonrefundable trip expenses.
If your child suddenly becomes ill and can’t depart on your trip, having Trip Cancellation coverage allows you to cancel your trip due to sickness and be reimbursed for non-refundable trip expenses. (Hint: Ask about Kids Included Pricing1 on the Travel Select plan.)
If your trip is delayed 5 hours or more, Trip Delay coverage allows you to be reimbursed for additional accommodations and meals if your departure is delayed due to inclement weather. The Trip Delay daily limit is a generous $250!
If your bag is lost, stolen or damaged – or if your bag is delayed 12 hours or more – you can be reimbursed for personal articles and expenses. (Hint: If you’re traveling with sporting equipment, ask about Equipment Delay coverage on the Travel Select plan.)
If you are required to work, a merger takes place, or your company is deemed unsuitable for business and you are the key employee, having Cancel for Business Reasons coverage allows you to cancel your trip and be reimbursed for unused, nonrefundable trip expenses.
If you’re not concerned with canceling your trip, choosing the lowest trip cost level of $1-$250 provides minimal Trip Cancellation and Trip Interruption coverage, along with the regular coverage levels for Emergency Medical & Dental, Trip Delay, Missed Connection, Baggage loss/damage, and more.