Top 10 Reasons To Purchase Travel Protection Because you don’t want to lose all your money if you have to cancel your trip. Even the best-planned trips sometimes have to be canceled. Few, if any, travel providers offer partial or full refunds for last-minute cancellations. Even canceling your tour months in advance will incur cancelation fees. If this happens, can you afford to lose any or all the money you’ve spent on your trip? Maybe you, your traveling companion or a family member suffers a serious covered illness or injury. Maybe someone in your family passes away. Maybe a tree falls on your house, or a hurricane smashes your resort, or you lose your job. One of the best reasons to buy travel insurance is having the protection of trip cancellation benefits. These can reimburse you for prepaid, nonrefundable trip costs when you must cancel for a covered reason. When you get your money back, you can book your vacation for another, brighter day. Because accidents can—and do—happen while traveling. Healthy travelers often think they don’t need emergency medical insurance. The truth is, no one’s immune from illness and injury. When you have travel insurance, you can contact Travelex’s 24- hour travel assistance for help in an emergency. Their team of experts can get you the help you need and may even be able to arrange payment in advance for covered emergency medical care. Because your health insurance probably won’t work overseas and Medical emergencies can be really expensive. If you get seriously sick or hurt in another country, don’t expect your health insurance card to help. “Many foreign medical facilities and providers require cash payment up front and do not accept U.S. insurance plans. Medicare does not provide coverage outside of the United States,” the U.S. Department of State warns.1 When you have travel insurance with emergency medical benefits, it can pay for losses due to covered medical and dental emergencies that occur during your trip. Because travel delays are inevitable. Airlines’ on-time stats rise and fall from year to year, but on average, around 18% of domestic flights are delayed.3 And one delayed flight will usually cause you to miss your connections. That’s not even counting the flights that are canceled! That’s why you need travel insurance with trip delay benefits, which can reimburse you for additional accommodation, meals or travel expenses and lost prepaid expenses due to a covered departure delay. You’ll be much happier if you have insurance that can reimburse you for your airport lunch or unexpected extra night in the hotel. Because a missing bag can ruin your trip. In a recent survey, more than half of travelers said an airline had lost their luggage in the past. Just 34% of them ever got their missing bags back, and 72% said they’d lost an irreplaceable item.4 When your suitcase goes AWOL, travel insurance can save the day. Baggage delay benefits can reimburse you for the reasonable additional purchase of essential items during your trip if your baggage is delayed or misdirected by a common carrier for 24 hours or more. Baggage loss/damage benefits can reimburse you for the actual price, actual cash value, repair or replacement of your lost/damaged items—whichever is less—based on the limits in your insurance policy’s letter of confirmation. Just remember: The best place for truly irreplaceable items is in your carry-on luggage, or at home. Because sometimes, even expert travelers need a little help. One of the best reasons to buy travel insurance is the peace of mind you get from knowing help’s just a phone call away. When you face a crisis while traveling—a medical emergency, a lost passport, a stolen wallet, a natural disaster, etc.—you can always contact Travelex’s 24-hour assistance. Their U.S.-based team of travel experts will do everything in their power to take care of you and help make things right. There was a terrorist event at my destination If a terrorist incident happens in a city listed on your itinerary within 30 days of your scheduled arrival, having Trip Cancellation and Trip Interruption coverage that includes this coverage allows you to cancel or interrupt your trip due to a terrorist incident and be reimbursed for unused, non-refundable trip expenses. Because even if you did not pay for your trip, medical emergencies can still happen If you’re not concerned with canceling your trip, choosing the lowest trip cost level of $1-$250 provides minimal Trip Cancellation and Trip Interruption coverage, along with the regular coverage levels for Emergency Medical & Dental, Trip Delay, Missed Connection, Baggage loss/damage, and more. My Travel Provider canceled the tour, but they are not offering a refund Don’t assume that if your travel provider cancels their tour, flight, cruise that you will automatically be refunded or provided a credit for your tour. There are many circumstances where a tour operator, airline, or cruise line faces circumstances beyond their control and per their terms and conditions will not provide renumeration as per their Terms and Conditions. And while they cannot purchase insurance to cover reimbursement of their passengers, you CAN protect your investment. Always be aware of your Travel Providers terms and conditions, and protect your investment by purchasing a Trip Protection policy that will cover you for non-refundable tour costs. Because peace of mind is priceless. Whether you’re planning a solo adventure or a grand, multi-generational getaway, the whole point is to relax and enjoy the journey. Travel insurance can ease your anxiety because you know you have protection in case of common travel mishaps. Not only that, but you know you’re never alone. No matter how far from home you go, help is available 24-7. Discover why millions of Americans a year trust Travelex Insurance to protect their biggest adventures. Click here to see why Travelex is our recommendation for Trip Protection If you still have questions about what may or may not be covered, please call Travelex Protection Services Customer Service Department at 1-888-TRAVELEX or call 1-800-228-9792 CLICK HERE TO LEARN ABOUT TRAVEL PROTECTION